This is the most common type or personal injury claim. Auto accidents can also result in wrongful death cases as well.
Under Florida law, a person who is injured in an automobile accident may recover pain, suffering, mental anguish, and inconvenience, against the person responsible for causing their injuries, if they have suffered a permanent injury. The issue of whether the victim of an accident has suffered a "permanent" injury is often a heavily litigated issue. Hence, the ability of the plaintiff's doctors to be able to articulate to a jury their patient's injuries is critically important. Often, some doctors are not interested in rendering an opinion or are not skilled in their presentation. Hence, the victims of some accidents may not reap the full value of their claim if their treating physicians are not helpful in this regard.
Under Florida law, any person who owns a car must have automobile
insurance. Under the Florida no-fault law, the victim's medical
bills are paid by their own insurance company up to a limit
of $10,000.00. It is because of the Florida no-fault law that
every person must purchase adequate insurance coverage to
protect them in case he or she or any family member is involved
in an automobile accident. Please read our
Recommendations
for Purchasing Auto Insurance when choosing what type
of insurance to purchase.
If the person who caused the accident is uninsured which often occurs in Florida, the victim of the accident may not have any realistic means of recovery unless the victim has uninsured motorist protection on their policy. Then, the injured person can make a claim for under insured motorist benefits to their own insurance company. It is extremely helpful for a person who is presenting an uninsured motorist claim to be represented by an attorney to properly present the claim to the insurer.